September 2018 

India Post Payments Bank

by-PM Narendra Modi To carry out banking operation through post offices

Government e-marketplace (GeM)

by-Suresh Prabhu It aims to promote inclusiveness, efficiency and transparency in public procurement and bring increase in cashless transactions.


by-Minister of Railways, Piyush Goyal To offer information and data related to e-tendering and e-auction activities of Indian Railways.

RAIL Sahyog

Minister of Railways, Piyush Goyal To enable corporate and PSU’s to contribute to up gradation through corporate social responsibility.

Pradhan Mantri Jan AArogya Yojna(very important for exam ) 

Prime Minister Narendra Modi launched ambitious Pradhan Mantri Jan Arogya Yojana (PMJAY), under Ayushman Bharat umbrella at Ranchi, Jharkhand. The scheme aims to provide annual health insurance cover of Rs 5 lakh to 10.74 crore beneficiary families i.e. over 50 crore beneficiaries across India. It is touted as world’s largest healthcare scheme that will serve beneficiary population that equals 27-28 European countries and almost equal to population of Canada, Mexico and US put together. The scheme will become operational from September 25, 2018 i.e. on birth anniversary of Deendayal Upadhyay.

Pradhan Mantri Jan Arogya Yojana (PMJAY)

PMJAY is government-sponsored health insurance scheme, that will provide free coverage of up to Rs 5 lakh per family per year in any government or empanelled private hospitals all over India. It will cover beneficiaries families identified on the basis of Socio Economic Caste Survey (SECC) 2011 in 444 districts of 30 states/Union Territories.(Note: Telangana, Odisha, Kerala, Punjab and Delhi (UT) are the states which have still not signed MoUs for joining this schemes.) 

National Health Agency (NHA) is the apex body for implementing this scheme. States will be required to form State Health Agency (SHA) to implement scheme and at the district level also structure for its implementation will be set up. Around 13000 hospitals both public and private in the country have been coordinated for implementation of the scheme.

PMJAY will be funded with 60% contribution from Centre and remaining from the states. NITI Aayog will be working as partner for this scheme for operationalizing robust, modular and interoperable IT platform which will involve a paperless and cashless transaction.

Key Features of PMJAY

PMJAY is entitlement based scheme with entitlement decided on basis of deprivation criteria in the SECC database. There will be no cap on family size and age under this scheme. The benefit cover under it also includes pre and post-hospitalisation expenses.

It also takes into consideration all pre-existing medical conditions. It will provide reimbursement for bed charges and drugs and diagnostics two days before, during and 15 days after hospitalisation. Beneficiary will be also paid transport allowance for hospitalisation defined under it.

The payment for treatment will be done on package rate which will be defined by Government in advance basis. The package rates will include all costs associated with treatment. States and UTs have flexibility to modify these rates within limited bandwidth.

PMJAY allows national portability i.e. resident of any part of country is entitled for free hospitalization at empaneled hospital anywhere in the country. It will strengthen healthcare services in India by targeting poor and vulnerable population of the country.

The scheme allows beneficiary to take cashless benefits from any public or private empanelled hospitals across the country. ID documentation required for verifying beneficiary under this scheme may be Aadhaar card or election ID card or ration card. Aadhaar is not mandatory. Beneficiaries will QR codes having letters for verification through scanning.

Pradhan Mantri ANNadata Aay Sanrakshan Abhiyan (PM-AASHA)

Approved by Union Cabinet To ensure remunerative prices for farmers for their production.

National Scholarship Portal Mobile App

by-Minority Affairs Minister, Mukhtar Abbas Nakvi To provide smooth accessibility and free scholarship system for students from the poor background and weaker sections.

Swachta Hi sewa

by PM Narendra Modi To achieve the goal of cleanliness in the country till 2nd October 2018

National Database of Sexual Offenders(NDSO)

Union Home Minister, Rajnath Singh To maintain record of 4.4 Lakhs offenders and their DNA samples, Fingerprints and aadhar number.

National e- VIDHAN (NeVA)

by Minister of State for Parliamentary Affairs, Shri Arjun Ram Meghwal To provide information on conduct of business in legislatures at any time

Jan Dhan Darshak

by Union Finance Minister, Arun Jaitley To guide common people to find financial service points at any location in the country


SATAT(Sustainable alternative towards affordable transportation)

by Union minister of petroleum and natural gas Sri Dharmendra Pradhan To increase availability of more affordable transport fuels by using agriculture waste

Ministry of Petroleum & Natural Gas has launched Sustainable Alternative Towards Affordable Transportation (SATAT) aimed at providing sustainable alternative towards affordable transportation. The initiative was launched with PSU Oil Marketing Companies (OMCs i.e. IOC, BPCL and HPCL).

SATAT Initiative

The SATAT initiative has potential to boost availability of more affordable transport fuels, better use of agricultural residue, cattle dung and municipal solid waste, as well as provide additional revenue source to farmers. It will also benefit vehicle-users as well as farmers and entrepreneurs. Under it, Expression of Interest (EoI) have been invited from potential entrepreneurs to set up Compressed Bio-Gas (CBG) production plants and make available biogas in market for use in automotive fuels.


It will boost availability of more affordable transport fuels and enable better use of agricultural residue, cattle dung and municipal solid waste. It will pave way for efficient municipal solid waste management and help in tackling problem of polluted urban air due to farm stubble-burning and carbon emissions.

It will boost entrepreneurship, rural economy and employment and provide additional source of revenue to farmers. It will also help achieve nation’s climate change goals and bring down dependency on natural gas and crude oil imports and act as a buffer against crude oil and gas price fluctuations.

It will also help to integrated CBS networks with city gas distribution (CGD) networks to boost supplies to domestic and retail users in existing and upcoming markets. Besides retailing from OMC fuel stations, CBS can at later date be injected into CGD pipelines too for efficient distribution and optimised access of cleaner and more affordable fuel.


Indian Railways To develop 640 rakes in the process o upgrade its mail/express trains.

Sovereign Gold Bond Scheme

Union Govt. To cut down gold imports and lower the current a/c deficit

Union Ministry of HRD has launched Scheme for Promotion of Academic and Research Collaboration (SPARC) scheme,

which aims to improve the research ecosystem of India’s higher educational institutions by facilitating academic and research collaborations between Indian Institutions and the best institutions in the world.

the Central Government has announced formal launch Impactful Policy Research in Social Sciences (IMPRESS) scheme

to promote research in Social Sciences. The objective of this scheme is to identify and fund research proposals in social sciences with maximum impact on the governance and society. The government support would include a total funding of Rs.414 crore on 1500 projects for policy themes in the social sciences at the cost of Rs. 20-25 Lakh per project.